First, we analyze your credit reports and work with you to identify any questionable negative items hurting your score. We’ll build a custom game plan based on your unique situation.
Next, we challenge the identified negatives with the bureaus and your creditors. If they can’t prove that the items are accurate, fair and substantiated, they are required by law to remove them.
When a negative item is removed from your credit, we briefly celebrate (sometimes with cake). Then, we get back to work, tack- ling the other questionable items still on your reports.
We work with the credit bureaus and your creditors to challenge the unfair or inaccurate negative report items that affect your credit score. We'll ensure your credit history is up-to-date, accurate, and reflects you honestly. This can all help to fix your credit.
24/7 Credit Monitoring & Alerts powered by TransUnion keep you aware of the changes and updates on your report, and provide customized information and advice about how those reported items affect your score.
Our customized tools, educational approach, and proven technology guide you through the tasks and action items you need to take in order to maintain a healthy score and work toward the restoration of your credit.
The vast majority of our clients see their first changes within the first 45 days or less from activation. Help improve your credit reports and raise your credit scores through expert credit repair services.
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First apply through the button in the top right hand of our website. Get in touch so we can get you started.
Second, We will review your application and respond with an invoice within a week.
Third, After payment is received, we will work on your Experian credit report.
Fourth, We will respond to your inquiry and follow up after it is done (Communication is big at Bay Credit Repair)
Fifth, Success! - Move on with your aspirations and do not make the same credit damaging mistakes again!
We will help you understand the specific details of your credit history and detect which items are damaging your credit. Bay Credit Repair will explain how to optimize your credit report so it can have the best possible score.
After the consultation, we get right to work on improving the bad and fixing the worst. Disputing anything questionable items on your credit report and addessing the problems that can increase your credit score.
All consultation and process is personalized to you. At Bay Credit Repair, we repair your credit the way we would repair our own. A team of professionals will be assigned to you and will work with you every step of the way. The team will keep you updated and give you advice on what you can do to help during the process.